Video of TRAK Features for Federal Employees
Working with federal employees has never been easier. This 6 minute video will show you the features in The Retirement Analysis Kit for illustrating FERS or CSRS benefits (including FEGLI, Federal Long Term Care Insurance, Thrift Savings Plan, etc.).

Batch Gap takes another leap forward
In the July 2010 TRAK update, the Batch Gap calculator adds the ability to easily handle Roth accounts. An illustration wtih a retirement shortfall can show increased contributions to a pre-tax and/or Roth account. Take a quick look a TRAK's Batch Processing by clicking on the link.

Roth Conversion
TRAK's new Roth Conversion calculator provides both simplicity and elegance with the ability to quickly illustrate the Roth Conversion option.

• Batch Processing reports can now include a cover page and disclaimer page.
• When printing, each report can have its own printer configuration (this could allow the cover page using a different printer tray than the other pages).
• Many pension plans have been updated.
• Many other small improvements throughout TRAK.

Multi-Tier Split Annuity
We are excited to introduce our TRAK-Deluxe 2010 which includes the brand new Multi-Tier Split Annuity. We took input from our users allowing for over the years about our current Split Annuity Calculator, and developed it with interactive input from advisors. It combines an unprecedented ease of use with the ability to provide complex situations. We believe you will not find a better split annuity calculator on the market today! But don't take our word for it—give it a try and see for yourself.

TRAK 2010
TRAK 2010 is here! There are numerous new features (including the Multi-Tier Split Annuity Calculator mentioned above) and enhancements in TRAK 2010. Download an update or a demo today.

How are you telling your clients to distribute from their accounts during retirement? Have you considered the effects of taxation? Should pre-tax accounts be distributed before after-tax accounts? And how about capital gains accounts? The patent pending Tax Wise Distribution Strategy slices through the confusion, clarifying the issues. It helps advisors develop a strategy for their clients with pre-tax, after-tax and capital gains accounts. Not only will a good distribution strategy help clients close to or in retirement, it will also benefit those in the accumulation phase better plan for distributions. Much more can be said, but read about our retirement income distribution strategy.

Success TRAK Story
Hal Harrison, who works in both the 401(k) and 403(b), keeps it pretty simple when he states "I think any advisor who doesn't use TRAK is crazy." He saw a 267% (that's not a typo—two hundred and sixty seven percent!) increase in deferrals when he used TRAK to educate clients about their retirement. Read his Success TRAK story here.

Tell us how we are doing

We want to know how you think we are doing. Please take this short survey so that we can improve our support and product. We will be using the survey to assess how we can better serve you and improve our product offerings. We are listening!

Finally, a Referral Program

We hear over and over how much our users like TRAK for its quick, effective education. For increased sales. For happier clients. Now start telling your colleagues, and when they purchase TRAK, we will send you a $100 Amazon.com® Gift Card. The details are available here.

Trust Builders, Inc. is now a Preferred Supplier for National Retirement Partners. This is an exciting development as we continue to grow in the 401(k) market place. This will provide all NRP advisors a discount when ordering TRAK. Contact NRP for more information.

Tax Wise Distribution Strategy

Trust Builders, Inc. is excited to announce their revolutionary patent pending Tax Wise Distribution Strategy. This method maximizes the advantages of the tax basis of a client's accounts in regard to their progressive income tax-brackets. Clients can extend the length of their income simply by using Tax Wise Retirement Distributions. For more information, click here. To read our press release, click here. Or click here to see a short video on the strategy.

TBInc.com is our new domain

Trust Builders, Inc. excited to announce our new web location: www.TBInc.com—better identifying us with our company, and a little easier for our users to remember. (Note that the old domain name (www.TRAKCentral.com) will remain functional for some time).

TRAK's 401(k) Features

Click here to watch a 15 minute video showing how TRAK can be used in the 401(k) world, including both the Batch Gap and Batch Paycheck reports. The short video highlights TRAK's batch processing reports, how easily data can be imported and how the same data can be used in one-on-one meetings.

TRAK's Batch Gap in the Press

TRAK's Batch Gap feature got a little press coverage in the Advisor Emporium section of the September issue of Financial Advisor magazine. Click here to see the short item on TRAK's Batch Paycheck calculator. (More information below in the New Batch Gap Illustration Tool section).

TRAK is now Available in Four Different Versions

May 2007: TRAK is now available in four versions:

1. TRAK-Gap Analysis
2. TRAK-401(k)
3. TRAK-403(b)
4. TRAK-Deluxe

Current TRAK users (using TRAK-Standard) may move to either TRAK-401(k) or TRAK-403(b) when they renew. Optionally, they may move to TRAK-Deluxe for $200 (a $95 dollar savings), which includes the Gap Analysis calculator, ability to brand reports, and other features. Click here for a more complete comparison between the various TRAK versions.

Over 2,000 financial advisors and individuals use TRAK to guide their clients to successful retirement solutions.

We help financial advisors and individual investors create retirement solutions. These solutions include comprehensive paycheck and 1040 tax analysis, asset accumulation and asset allocation modeling, retirement needs analysis modeling, and making the most of available employee benefit programs such as 403(b), 401(k), or 457 deferred compensation programs.