Each of the prompts on the Settings screen is discussed below:

Percent of Income needed in retirement

Enter the percent of income for TRAK to calculate for the client's retirement income. Note that the client's income is increased annually using the values from the employer file's raises section (on the Miscellaneous tab). Click here for more information.

Retirement Inflation

Enter the expected annual inflation during retirement.

Rates of Return

Prior to Retirement & During Retirement

Enter the hypothetical rate of return that will be illustrated in the account prior to and during retirement.

Life Expectancy

These settings determine how the life expectancy is calculated for each calculation.

Paycheck Options

Determines which optional lines are displayed in the paycheck comparison section of the report.  Note that the employer contribution items and "Total Contribution" lines will not display unless the employer is making a contribution.