popid_1384801601="

Note:<\/span><\/td>

Having the client\'s prior year 1040 tax return will help in the accuracy of calculating this year\'s federal values. Also, asking the client if they expect to have any significant changes in their taxes this year will provide a more accurate calculation.<\/span><\/td><\/tr><\/table><\/div>" popid_542614294="

Select the bonus type for the account. There are four options:<\/p>\n\r

No Bonus<\/span>: <\/td>

The account does not have any bonus. Bonus term prompts will be disabled.<\/td><\/tr><\/table><\/div>

Premium<\/span>: <\/span><\/td>

The account pays a percentage of the contributions received for a specific period of time.<\/span><\/td><\/tr><\/table><\/div>

Interest<\/span>: <\/span><\/td>

The account pays an additional interest r<\/span>ate for a specific period of time (e.g. 1%). <\/td><\/tr><\/table><\/div>

Dollar<\/span>: <\/span><\/td>

The account offers a specific dollar amount upon transfer. The amount of the bonus is often the amount of the surrender charge paid. Bonus term prompts are not relevant and will be disabled.<\/span><\/td><\/tr><\/table><\/div>

Notes:<\/span><\/td>

Bonus products may require the client to annuitize the contract, rather than surrender it as a lump sum, in order to receive the bonus monies.<\/span><\/td><\/tr><\/table><\/div>

<\/span>Bonus products may not credit the bonus as earned unless the client has the contract for a specific period of time. If the client makes a full or partial withdrawal from the account, they may not receive the bonus.<\/span><\/p>\n\r" popid_23899414X="

When a defined contribution plan is selected for the retirement plan, the lower section of the screen will appear similar to what appears below:<\/p>\n\r

$\"QuickGapOverviewDC\"$ <\/p>\n\r" popid_928613240X="

1.<\/span>Percent of income when only one person is retired (first retirement).<\/p>

2.<\/span>When both are retired (a percentage of the combined income at retirement, with inflation applied to the first retiree\'s retirement income).<\/p>

3.<\/span>When there is one surviving spouse (a percentage of the survivor\'s income at retirement, with retirement inflation applied).<\/p>

Note:<\/span><\/td>

If there is a significant difference in the client\'s and spouse\'s incomes, a higher percentage (e.g. 200%) may be needed for the lower income.<\/span><\/td><\/tr><\/table><\/div>" popid_136573594X="

Many new features in TRAK were developed from ideas generated by advisors from all across the country.<\/p>\n\r

If you desire a new feature in TRAK (whether you saw it elsewhere, just heard of it, or even thought of it yourself), let us know! Our program team is always up for a new challenge.<\/p>\n\r

Email your idea to support@TBInc.com<\/a>. Helpful information to include: <\/p>\n\r

•<\/span>Where it would fit in TRAK; <\/p>

•<\/span>Why it would be a useful feature; and <\/p>

•<\/span>How it might be implemented. <\/p>

Our goal is to equip TRAK users for success. Thus, all requests submitted by our current user base receive serious consideration.<\/p>\n\r" popid_1519912912X="

Enter topic text here.<\/p>\n\r" popid_1403590608X="

Groups have several uses inside TRAK:<\/p>\n\r

1.<\/span>Use the Batch Processing<\/span> calculator to process each imported file in a group.<\/p>

2.<\/span>The group can be deleted in the File\/Delete<\/span> dialog by selecting "Group" in the "Delete by" combo box.<\/p>

3.<\/span>Client files can be loaded by group selection.<\/p>

Note:<\/span><\/td>

Groups are not required to have a distinct name; they have a date and time stamp associated with each one. There can be multiple groups with the same name.<\/span><\/td><\/tr><\/table><\/div>"